Life Insurance Needs Calculator

This calculator will help you to decide how much life insurance you need if your survivors invest the life insurance benefits they receive.

Funeral cost, estate taxes, etc. ($):

Amount needed to pay off non-mortgage debt ($):

Amount needed in emergency fund ($):

Amount needed in college fund ($):

Expected average annual living expenses ($):

Spouse's average annual income after taxes ($):

Annual Social Security Benefits ($):

Spouse's current age (#):

Current liquid assets ($ savings, investments, etc.):

Expected survivor's investment strategy:

Life insurance needs: